The effects of a vehicular collision can be catastrophic and life altering. If you ever find yourself involved in one of these tragedies, you will understand how frustrating it can be. Motor Vehicle Accidents (MVAs) can oftentimes be completely out of your control, and can cause missed time from work, and even fatalities. In the event of an MVA, this source will be of both legal and financial consultation, and will help you navigate the difficult landscape of insurance, state laws, and red tape. While it may seem overwhelming in the wake of an accident, rest assured there are many resources across your region that will be of assistance during this time.
What to Do if You Cannot Work After an Accident
After an MVA, you may not be able to return to work for a while. If working is not in your immediate future, you are able to receive monetary compensation for the time you spend in recovery. By seeking legal counsel, you are able to more easily navigate the legal fees and red tape of post-accident reparations. The following resources are good council on the first places you should reach out to.
- Wage Loss and Car Accidents – For those who are in an accident and are not at fault, this list will teach you how to apply for money deposits from your auto insurance company.
- Disability Allowances – If you become disabled after a collision or accident, you can read about the many FAQ’s here.
- Reputable Council in Arkansas - Here is a list of comprehensive motor vehicle attorneys who are well versed in accidents that can be either your fault or someone else’s.
- Arkansas Accident Information- To determine whether you have a valid claim in Arkansas for compensation entitlement, this link can help determine whether you are at fault.
Need help with requesting an official copy of the incident police report?
After being involved in an Arkansas car accident, injured victims will want to file a personal injury claim with their insurance companies. To retrieve a copy of the police report, injured victims can contact the Arkansas State Police and pay a statutory fee of $10 for each copy. These reports are often available at troop headquarters or our local personal injury attorney will provide one for you at no cost to you.
If you or a loved one was harmed in a car accident and still have not obtained a copy of the police report, we can help you retrieve a copy. We are here to legally assist those who have sustained injuries as a result of an auto accident
Requesting an Incident Report Copy for Your Vehicular Collision
After the event of a collision, you are entitled to a report of the accident from the state government. In order to obtain a copy of this, you should first contact the Arkansas DMV. This form is the initial report, and you can find out more information about the request process here. The Arkansas state police has posted the form to request a copy at this source destination.
In the wake of your MVA, you may experience a range of emotions and varying mental trauma. In the case that you have experienced a fatality, or just shock or disturbance, it is of utmost importance to have this treated before it escalates. You can seek out emotional help through the following resources if you reside in the state of Arkansas:
- TRAUMA FACILITIES - If you need immediate access to a trauma facility, Arkansas has designated centers throughout the state that can be of assistance.
- REGIONAL SPECIALIZED PSYCHOLOGISTS – Finding a professional who is well-versed in PTSD is an important part of healing from severe collisions, which often include deadly car crashes.
Financial Hardship Assistance for Collision Victims
Car accidents and MVA’s can be a great source of financial strain and burden. Not to mention, they are an emotional and physical event as well. Seeking a personal injury lawyer or or catastrophic personal injury attorney can help guide you on the correct path to economic recovery. In the case that you have experienced a death in an accident, there are also fatal accident lawyers that can provide guidance and representation in a court case
- RESOURCES BY STATE - Here you will find an index of qualifying attorneys who can help mitigate the legal red tape and red tape you will experience with your insurance.
- ARKANSAS NO FAULT LAW - "No fault" coverage in Arkansas refers to insurance coverage for medical payments, disability income, and accidental death benefits available to auto policy holders. The purpose of no fault insurance is to provide benefits to a covered person who has been injured in an auto accident, regardless of who caused the accident. In Arkansas, this insurance said to "follow the person." This means if you have these benefits on your personal insurance policy, you can use them even if you are injured while driving or riding in someone else's vehicle.
Arkansas Car Insurance Coverage Minimums
Arkansas requires that every motor vehicle operated on roadways be covered by one of the statutory forms of financial responsibility, more commonly called liability insurance, through a company that is authorized to do business in Arkansas. Minimum levels of financial responsibility are
- The minimum amount of Arkansas auto insurance coverage is $25,000/$50,000/$25,000
- In the event of a covered accident, your limits for bodily injury are $25,000 per person, with a total maximum of $50,000 per incident.
- It also covers up to $25,000 for damage to another person's property.
Alcohol or Drug related Collisions or MVAs
Drug and alcohol related accidents are an unfortunate reality, and Arkansas is no exception.
Both Arkansas DUI and DWI offenses are considered serious and dangerous traffic violations. Drivers who break AR driving laws will receive severe penalties as a result of drinking while driving. DUI penalties include certain demerit points added to your driving license, high fines, imprisonment and driver’s license suspension. In 2016, there were 157 fatal accidents where at least one driver had a BAC (blood alcohol content) above .08%. 171 people were killed in Arkansas in accidents where at least one driver had a BAC over .06%. 205 total deaths occurred in Arkansas when at least one driver had a BAC between .01% and .06%. This goes to show that even a little bit of alcohol is enough to have irreversible consequences.
- MADD – This acronym stands for “mothers against drunk driving”, and is an organization of passionate individuals who aid those who are victims of drunk driving. They have established the organization to bring attention to cases of drunk driving and also to prevent underage drinking in teens and young adults. They have a 24-hour helpline for those in crisis or have experienced a drug or alcohol related collision (it is 877. MADD.HELP if you need it on hand).
- LAW RESOURCES –If you have been affected by a drunk or drug fueled vehicular collision, and potentially have experienced catastrophic personal injuries, this resource will guide you as to what attorneys or legal representation to contact.
ARKANSAS VEHICLE STATISTICS:
Vehicle Population in Arkansas
In 2016, there were 942,000 cars total in the state of Arkansas. Out of this number, there were 2.4 million people that possess valid license licenses. The total number of crashes in Arkansas have roughly remained the same over the past decade, however, have plateaued. In 2014, 3,187 of the 60,947 accidents were a result of alcohol or drug inhibition. For every 100 million vehicle-miles driven in Arkansas, there are an average of 1.9 crashes. This means that someone is likely to get into an accident in Arkansas for every 1.9 million miles they drive. Comparing accident rates to population, there are an average 2,169.5 crashes for every 100,000 residents. This means that there is a 2.17% chance of getting into a car accident in the average year.