Indiana Crash Reports: State Police, BuyCrash and Insurance Rules
Who has your crash report, what drivers must report, insurance rules and traffic deaths in Indiana.
Up north, the Indiana Toll Road carries I-90, with I-80 joining in from Lake Station east toward the Ohio Turnpike and the Chicago Skyway. The Indiana State Police covers this stretch as part of its 15 districts, but figuring out who has your crash report depends on more than which highway you were on. It comes down to which agency responded to the crash and where it happened.
Who Has Your Indiana Crash Report
The Indiana State Police keep the central repository of crash reports for the whole state, and they sell electronic copies through BuyCrash.com. The officer who responded writes the report, whether that officer was a state trooper, a city officer, or a county deputy.
Indiana Code section 9-26-2-1 requires an investigation of any crash that injures or kills someone or causes apparent property damage of at least $2,500. The officer then sends the written report to the State Police within 24 hours of finishing the investigation under section 9-26-2-2.
State Police reports are sold online through BuyCrash. The State Police call the charge a nominal fee and do not post the amount, timing, or a mailing address on that page. Under Indiana Code section 9-26-9-3, the State Police or a local department that charges for a crash report must set the fee at $5 or more.
Indiana Toll Road crashes are handled by the State Police’s Toll Road district (District 21), based in Bristol, 574-206-2931. The district’s page links to BuyCrash for crash reports. The Toll Road’s operator, ITR Concession Co., takes vehicle damage claims on its own form within 14 days of the incident, and filing one does not mean the company accepts responsibility.
Don’t want to deal with the forms, or not sure which agency took your report? We can get a copy of your report for you at no cost.
Police Reports From Indiana Cities
Several city departments sell their reports through the same BuyCrash site, but each one releases its own. These are the request routes for departments that post them:
| Department | How to request | Fee |
| Evansville Police Department | Online at BuyCrash, searching by a driver’s last name or the case number | $12 |
| South Bend Police Department | Online through BuyCrash, or the Records Bureau at 701 W. Sample St., weekdays 7 a.m. to 11 p.m., with the report number, crash date, and a driver’s or owner’s last name | $8 through the Police Department, $12 online |
| Hammond Police Department | Online at BuyCrash, or by phone at 1-866-495-4206 if you have no internet access; the department no longer hands out copies in person | Set at request |
| Bloomington Police Department | In person at 220 E. Third St., or by mail with a check or money order and a self-addressed stamped envelope | $8 |
| West Lafayette Police Department | Records window at 711 W. Navajo St., by mail with a prepaid check or money order and a self-addressed stamped envelope, or BuyCrash | $5 in person, $12 on BuyCrash |
Start with the records office of the department that responded to your crash. In Evansville, police will not write a report once every vehicle has left the scene, unless a vehicle was moved because it was a hazard or the crash was a hit-and-run.
What Indiana Drivers Must Report
Under Indiana Code section 9-26-1-1.1, a driver in any crash must stop at or near the scene and stay there. You have to give your name, address, and vehicle registration number, and show your driver’s license on request.
If anyone is hurt or killed, you must give reasonable help and make sure police get immediate notice by the quickest means available: local police, the county sheriff, the nearest State Police post, or 911.
If you hit an unattended vehicle or other property and cannot find the owner, contact law enforcement. Leaving without meeting these duties is a Class B misdemeanor, rising to a Class A misdemeanor when someone is injured, a Level 6 felony for moderate or serious injury, and a Level 4 felony when someone dies or suffers a catastrophic injury.
A police crash report also sets off an insurance check. When the Bureau of Motor Vehicles receives a police crash report, Indiana Code section 9-25-5-2 gives it 45 days to send every driver named in it a request for proof of insurance, regardless of fault.
Your insurance company answers by sending the BMV a Certificate of Compliance electronically, and the BMV says it must be received and processed within 90 days of the request or your driving privileges are suspended. Getting them back after an insurance suspension can mean reinstatement fees and an SR22 on file for 180 days.
Indiana Insurance Rules After a Crash
Indiana drivers must carry at least $25,000 for injury or death to one person, $50,000 for two or more people, and $25,000 for property damage, the limits the BMV calls 25/50/25. The property damage minimum rose from $10,000 to $25,000 on July 1, 2018, under Indiana Code section 9-25-4-5.
Indiana is a fault state with no personal injury protection requirement. The required coverage is liability only, which pays what you owe other people you injure through your own negligence.
Every new policy includes uninsured and underinsured motorist coverage unless you reject it in writing, according to the Indiana Department of Insurance and section 27-7-5-2. Insurers must offer it at limits at least equal to your bodily injury liability limits, and underinsured coverage can never be less than $50,000.
Fault can be shared. Under section 34-51-2-6, a person whose share of the fault is greater than everyone else’s combined recovers nothing. Under section 34-51-2-5, a person at 50% or less recovers damages reduced by their own share. That comparative fault rule does not apply to claims against government agencies or public employees under section 34-51-2-2.
Indiana Traffic Deaths by the Numbers
| Measure | Figure | Year | Source |
| People killed in traffic crashes | 872, the fewest since 2016 | 2024 | Indiana Crash Facts |
| Fatal crashes | 827 | 2024 | Indiana Crash Facts |
| Total crashes | 200,035 | 2024 | Indiana Crash Facts |
| Pedestrians killed | 111 | 2024 | Indiana Crash Facts |
| Motorcyclists killed | 136 | 2024 | Indiana Crash Facts |
Indiana Crash Facts is the state’s crash fact book, prepared by the IU Public Policy Institute with the Indiana Criminal Justice Institute from State Police crash records.
Indiana Crash Guides by City and County
At Local Accident Reports, we cover crashes all across the country, going county by county and then city by city. From car crashes and motorcycle wrecks to commercial and residential fires, we report on accidents of all kinds, no matter where they happen.
Indiana is no exception. With 92 counties and 569 municipalities, there is always something happening on the state’s roads, and we keep track of it. But we do more than just report when and where a crash happened. We also help drivers get to know the places they travel through, from major roads and busy routes to dangerous intersections where extra caution may be needed.
Here you can find the latest accident reports from across Indiana’s counties and communities, along with guides to some of the state’s most important cities, so you can better understand the roads you travel every day.
County accident news: Marion County · Allen County · Howard County · Hamilton County · St. Joseph County · Vanderburgh County · Lake County · Vigo County
Compare nearby states: Midwest crash reports and car accident laws by state · No-fault states and insurance minimums in all 50 states
Questions about getting, reading or correcting a police report? See our accident report FAQ.
Intersections and road stretches with high crash counts from 2018 to 2022 are ranked on our Indiana dangerous intersections page.
Help After a Crash
- Local Accident Reports: After a crash, we can connect you with local help, from doctors and body shops to injury attorneys. Contact our team.
- Indiana Violent Crime Victim Compensation. Run by the Indiana Criminal Justice Institute, it can pay up to $15,000 toward losses from a violent crime. A crash qualifies when it involves an operating while intoxicated (OWI) offense that injured or killed someone; ordinary crashes and hit-and-runs with no OWI offense do not. The crime must be reported to police within 72 hours, and the application is due within 180 days, extendable for good cause up to two years.
- MADD Indiana. Free support for people hurt by drunk or drugged drivers and for families who lost someone. 24-hour help line: 877-MADD-HELP (877-623-3435).
- 911. Call 911 after a crash for support.
- Trauma centers. Indiana has 21 adult and 5 pediatric verified trauma centers on the Department of Health’s trauma center list. The three adult Level I centers are all in Indianapolis: Ascension St. Vincent Indianapolis Hospital, Eskenazi Health, and IU Health Methodist Hospital. Riley Hospital for Children at IU Health and Peyton Manning Children’s Hospital at Ascension St. Vincent are the Level I pediatric centers.
Indiana Crash Questions
How do I get an Indiana State Police crash report?
Order it online at BuyCrash.com, where the Indiana State Police sell electronic copies from their central repository of crash reports. The State Police describe the price as a nominal fee and do not post it, and state law sets $5 as the minimum for any fee charged. Officers send their reports to the State Police within 24 hours of finishing an investigation.
What does the BMV ask for after an Indiana crash?
When the Bureau of Motor Vehicles receives a police crash report, it has 45 days to ask every driver named in it for proof of insurance, regardless of fault. Your insurer answers with a Certificate of Compliance, which the BMV must receive and process within 90 days of the request, or your driving privileges are suspended.
Is Indiana a no-fault state?
No. Indiana is a fault state with no personal injury protection requirement, so the at-fault driver’s liability insurance pays the other side’s losses. Fault can be shared: a person 50% or less at fault recovers a reduced amount, and a person more at fault than everyone else combined recovers nothing.
How long do I have to file a car accident claim in Indiana?
Two years for injury and property damage claims under Indiana Code section 34-11-2-4, and two years for wrongful death claims under section 34-23-1-1. A claim against the state needs notice filed within 270 days of the loss under section 34-13-3-6, and a claim against a city, county, or other local government needs notice within 180 days under section 34-13-3-8.
Recent Indiana Crash Coverage
Seven-Vehicle Pileup Shuts Down SR-32 at Wheeler Rd in Westfield, IN
Pedestrian Struck at Kings Ln and Monument St in Noblesville, IN
Pedestrian Injured in Vehicle Crash on Declaration Dr in Westfield, IN
Fatal Crash Closes Hwy 41 at Co Rd 1250 S in Fort Branch, IN
Injury Crash Reported at 550 S and State Rd 19 in Tipton, IN
The full archive is at Indiana accident news, and recent accident alerts follow new crashes nationwide as they are reported.
Local Accident Reports compiles this information from public agency sources and published reports for general reference. It is not legal advice and is not an official police record. Fees, forms and deadlines change, so confirm with the agency before you send a request. Last updated October 2026.