Missouri Car Accident Lawyer

Car Accidents in Missouri

Every day, car accidents happen on the roads of Missouri, from the bustling highways of St. Louis and Kansas City to the quieter rural paths in the Ozarks. As drivers, we face numerous risks, whether it’s due to unpredictable weather, speeding, distractions, or just a moment of inattention. These incidents can lead to serious consequences—injuries, damaged vehicles, and in the worst cases, the heartbreaking loss of a loved one.

In fact, Missouri sees thousands of crashes each year, with many resulting in injuries or fatalities. These accidents affect more than just your car; they can dramatically alter your life. You might find yourself unable to work, facing mounting medical bills, or struggling with persistent pain. During such stressful times, insurance companies often aim to settle claims quickly, sometimes offering far less than what you truly need.

That’s why it’s crucial to connect with a Missouri Car Accident Lawyer. A skilled lawyer can illuminate your rights, defend you against unfair tactics from insurance companies, and fight for the full compensation you deserve. Whether you were caught in a collision at an intersection, rear-ended on the highway, or injured while simply being a passenger, having the right legal support can truly make a world of difference.

At Local Accident Reports, we help people just like you connect with trusted lawyers who know Missouri laws and fight for real results. You don’t have to go through this alone; help is just a call or click away.

Common Types of Car Accidents in Missouri

Car accidents in Missouri happen for many different reasons and in many different ways. From minor fender-benders to serious crashes that cause major injuries, each accident is unique. However, some types of accidents are more common than others.

Knowing what type of crash you were involved in can help you understand what went wrong and how a Missouri Car Accident Lawyer can help.

Here are the most common types of car accidents in Missouri:

• Rear-End Collisions:
  These accidents happen when one vehicle crashes into the back of another. Distracted driving, tailgating, or sudden stops in traffic often cause them. Even at low speeds, rear-end accidents can lead to injuries like whiplash or back pain.
• T-Bone or Side-Impact Crashes:
  These usually happen at intersections when a driver fails to yield or runs a red light. One car hits the side of another, often leading to serious injuries for passengers on the impacted side.
• Head-On Collisions:
  This type of crash is one of the most dangerous. It occurs when two vehicles traveling in opposite directions collide front-to-front, often due to wrong-way driving or crossing the center line.
• Single-Vehicle Accidents:
  Sometimes a crash involves only one vehicle. A driver might hit a tree, pole, or ditch, often due to speeding, poor weather, or trying to avoid an animal or another car. These crashes can still lead to major injuries and financial loss.
• Multi-Car Pileups:
  These often happen on highways or in foggy or rainy conditions. One crash causes a chain reaction, and multiple cars get involved. These accidents are complex because more than one driver may share fault.
• Pedestrian and Bicycle Accidents:
  When drivers fail to see or yield to people walking or biking, serious injuries can occur. These accidents often necessitate thorough investigation and robust legal support.

No matter what kind of accident you’ve experienced, a Missouri auto accident attorney can help you understand your options and take the right steps toward recovery.

Common Causes for Missouri Car Accidents

If you’ve been involved in a car accident in Missouri, understanding the types of accidents and their common causes is crucial in navigating the aftermath. Whether it’s a minor fender-bender or a serious collision, the road to recovery can be overwhelming. With the right information and legal support, you can protect your rights and seek the compensation you deserve. Let’s explore the most common car accidents in Missouri and the factors that contribute to them, so you can be better prepared to face this challenging situation.

• Distracted Driving
  Texting, using GPS, eating, or even talking with passengers takes attention off the road. This is one of the most common causes because distraction can happen in a few seconds, and the consequences can be lethal. That’s why, if you or a loved one has been injured due to distracted driving, it’s essential to give yourself the time and support you need to heal.
  
• Speeding
  Driving over the speed limit reduces reaction time and increases the severity of collisions. Speed is a significant factor in fatal crashes, especially on highways and rural roads.
• Driving Under the Influence (DUI)
  Alcohol and drugs slow down reflexes and impair judgment. Drunk or drugged driving remains one of the most dangerous behaviors on Missouri roads.
• Reckless or Aggressive Driving
  Tailgating, weaving in traffic, or ignoring signs are all risky behaviors that increase the chance of an accident.
• Failure to Yield or Obey Traffic Laws
  Many intersection crashes happen because one driver didn’t yield the right-of-way or ran a stop sign or red light.
• Fatigue
  Driving while extremely tired is almost as dangerous as driving drunk. Many nighttime accidents involve fatigued drivers who fall asleep at the wheel.
• Poor Weather Conditions
  Rain, fog, ice, and snow are common in Missouri. Drivers who don’t slow down or adapt to weather conditions are more likely to crash.

Even careful drivers can become victims when others make bad choices. If you were injured in an accident caused by one of these factors, a Missouri car accident lawyer can help you gather evidence and pursue fair compensation.

How Does a Missouri Car Accident Lawyer Help?

After a car accident, feeling overwhelmed is normal due to pain, car damage, and medical bills. A Missouri auto accident attorney can be a valuable support during this challenging time.

Lawyers protect your rights by negotiating with insurance companies that often try to minimize payouts. They ensure you are treated fairly and that your losses are taken seriously.

Your lawyer will gather crucial evidence like police reports and witness statements to establish fault and show how the accident impacted your life. They also calculate the full value of your case, considering medical bills, lost income, and pain and suffering to seek maximum compensation under Missouri law.

If a fair settlement isn’t offered, your lawyer can take the case to court, handling all legal processes. Many operate on a “no win, no fee” basis, meaning you pay nothing unless you win..

What Does “No Win, No Fee” Mean?

Most Missouri Car Accident Lawyers work on a “no win, no fee” basis. This means you don’t pay them unless they win your case. There are no upfront costs, no hourly fees, and no surprise bills.

Instead, your auto accident attorney takes a percentage of the money you win in a settlement or court case. This setup gives you access to legal help without risking your own money. It also means your lawyer is motivated to work hard on your case because they only get paid if you do. It’s a fair and straightforward way to get the help you need after a car accident.

Having someone experienced on your side can give you peace of mind during a very difficult time. You don’t have to handle everything on your own; your lawyer will be there to guide you every step of the way. With the right legal help, you can focus on healing while your lawyer takes care of the rest.

Time Limits for Filing a Car Accident Claim in Missouri

In Missouri, there are strict legal deadlines for filing a car accident claim. These are known as statutes of limitations. If you miss the deadline, you may lose your right to recover damages, even if your case is strong.

For personal injury claims, Missouri gives you five years from the date of the accident to file a lawsuit in civil court. This includes injuries like broken bones, head trauma, whiplash, or emotional distress.

If the accident caused a fatality, and you’re filing a wrongful death claim, the deadline is three years from the date of the victim’s death, not the date of the accident.

Failing to file within these time limits usually results in your case being dismissed. That’s why it’s essential to act quickly and speak with a Missouri Car Accident Lawyer as soon as possible.

Some exceptions may extend or pause the clock:

• Minors (under 21): Their five-year time limit begins once they turn 21, meaning they could have until age 26 to file a claim.
• Mental incapacitation: If someone is mentally unable to file, the clock may pause until they regain capacity.
• Out-of-state defendant: If the at-fault driver leaves Missouri after the crash, the time limit may pause while they are gone.
• Delayed discovery of injury: In rare cases, if the injury wasn’t known immediately, the deadline may start when it’s discovered.

These rules are detailed under Missouri Revised Statutes § 516.120 and § 537.100.

Because every case is unique, the best way to protect your rights is to consult with an experienced Missouri Car Accident Lawyer. They can help make sure you meet all deadlines and don’t lose your chance to seek full and fair compensation.

How Fault Is Determined in Missouri Car Accidents

Missouri follows a rule called “pure comparative fault” when deciding who is responsible in a car accident. This means that more than one person can be at fault, and each party’s share of the blame affects how much money they can recover.

For example, if you are found to be 20% at fault for the crash and your total damages are $100,000, you can still recover $80,000. However, if you are mostly at fault (say, 80%), you can still recover some money, but your share will be significantly reduced.

To prove fault, a Missouri Car Accident Lawyer will gather evidence such as:

• Police reports
• Photos and videos of the scene
• Witness statements
• Traffic or security camera footage
• Medical records
• Vehicle damage reports

Your lawyer will work to show that the other driver acted carelessly or broke the law, for example, by texting while driving, running a red light, or speeding. They’ll also defend you if the other party tries to blame you unfairly.

Insurance companies often try to shift more blame onto the injured person to reduce their payout. That’s why having a lawyer on your side is so important. A skilled car accident lawyer will protect your rights and fight to get you the compensation you truly deserve. You should never contact the insurance company before consulting an attorney for protection and advice.

What Types of Damages Can You Claim After a Missouri Car Accident?

After a car accident, you may face many unexpected costs, some you can measure with receipts, and others that affect your life in deeper ways. Missouri law allows injury victims to seek compensation for both economic and non-economic damages.

A skilled Missouri Car Accident Lawyer can help you identify and claim all that you’re legally owed.

Economic Damages

These are the financial losses tied directly to the accident. They include:

• Medical Bills: Emergency care, hospital stays, surgery, physical therapy, medications, and follow-up visits. If future medical treatment is needed, those costs can also be included.
• Lost Wages: If you missed work due to your injuries, you can claim the pay you would have earned. This includes hourly wages, salaries, bonuses, and tips.
• Loss of Earning Capacity: If your injuries prevent you from returning to the same job or working full-time, you can also claim future income losses.
• Property Damage: The cost to repair or replace your vehicle, as well as damage to personal items inside it, like laptops or phones.

Non-Economic Damages

These focus on the pain and life changes the accident caused, which is why they are harder to measure, in comparison to economic damages:

• Pain and Suffering: Physical pain and discomfort from your injuries and the recovery process.
• Emotional Distress: Anxiety, depression, PTSD, or general emotional trauma resulting from the accident.
• Loss of Enjoyment of Life: If you can no longer take part in activities you once enjoyed, like sports, hobbies, or spending time with loved ones.
• Permanent Scars or Disabilities: Visible injuries or long-term limitations can significantly raise the value of your claim.

A Missouri Car Accident Lawyer will carefully review your medical records, talk to doctors, and use expert opinions to calculate the full impact of your losses, both financial and emotional.

Punitive Damages (If applicable)

Punitive damages are rare but serious cases. They can be awarded if the other driver acted in a truly dangerous way, like drunk driving or racing. These are not meant to cover your losses, but to punish the wrongdoer and help prevent future harm.

Each of these areas matters. A Missouri car accident attorney will look at every detail, gather proof, and make sure nothing is missed when building your claim. They’ll work to get you the full compensation you deserve.

Who Can and Cannot File a Car Accident Claim in Missouri

Not everyone involved in a car crash is legally allowed to file a personal injury or property damage claim. Missouri law outlines who has the right to seek compensation and who does not.

 Understanding this is an important first step. A knowledgeable Missouri car crash lawyer can also help you figure out where you stand.

Who Can File a Claim

• Injured Drivers (Not Fully at Fault):
  If another driver’s carelessness caused your injuries, you have the right to file a claim for damages like medical bills, lost income, and pain and suffering.
• Passengers (Regardless of Fault):
  Whether you were riding with the at-fault driver or not, you can usually file a claim for injuries caused by someone else’s negligence.
• Pedestrians and Cyclists:
  If you were hit by a vehicle and the driver was at fault, you may be eligible to seek compensation, even if you were not in a car at the time.
• Parents or Legal Guardians (On Behalf of Minors):
  If a child is injured, a parent or guardian may file a claim on their behalf.
• Family Members (Wrongful Death Claims):
  In fatal accident cases, a spouse, child, or sometimes a parent can file a wrongful death lawsuit.

Who Cannot File a Claim

• Drivers Who Are Entirely At Fault: If you caused the accident and bear full responsibility, you are not eligible to recover damages from others. However, if you are only partly at fault, you may still recover a reduced amount.
• Uninjured Individuals Without Losses: If you weren’t physically injured and didn’t suffer financial or property damage, you won’t have a valid claim.
• Unauthorized Individuals: Friends, extended family, or others who aren’t legal guardians or estate representatives cannot file on behalf of another person unless given legal authority by the court.

If you’re unsure about your eligibility, a Missouri car accident attorney can review your situation and explain your legal options clearly. Even if you think you might share some blame, you could still have the right to compensation under Missouri’s comparative fault law.

How Car Accident Compensation Is Paid Out in Missouri

Once your case is resolved, either through a settlement or a court verdict, the next step is receiving your compensation. But how does that process work? A Missouri car crash lawyer helps manage every part of it so that you understand what to expect.

Step 1: Paying Attorney Fees

Most car accident lawyers work on a contingency fee basis. This means they don’t get paid unless you win. Once your case settles, your lawyer takes an agreed-upon percentage (usually between 30% and 40%) from the total amount.

Step 2: Covering Medical Liens

If your medical care was paid using health insurance or was provided on a lien, those providers may need to be reimbursed from your settlement. Your lawyer will usually negotiate with them to reduce the amount owed.

Step 3: Paying Other Costs

Any legal costs that were paid upfront by your lawyer, like expert witness fees, court filings, or accident reconstruction reports, are deducted next. These are usually outlined in your agreement from the start.

Step 4: Your Final Payout

After attorney fees and liens are paid, the remaining balance goes to you. This money can be used however you choose, whether for ongoing care, lost income, or restoring your financial stability.

In some cases, you may receive the compensation in one lump sum. In other words, especially if the case involved a minor or very large settlement, a structured settlement might be used, with payments spread over time.

A Missouri car accident attorney will explain your options and make sure you receive every dollar you’re owed as quickly and safely as possible.

Frequently Asked Questions After a Car Accident in Missouri

After a car accident, it’s normal to feel confused and unsure of what steps to take. One of the best things you can do right after the crash is to take a deep breath and look for help.   Staying calm in such a chaotic moment is easier said than done, but it makes a real difference.

Below are some of the most common questions people have, and answers that may help you. A Missouri Car Accident Lawyer can also guide you through the entire process with personalized advice.

1. How does Missouri’s fault system impact my accident claim? 

Missouri follows a comparative fault system, which means that if you are found to be less than 51% at fault for the accident, you can still pursue damages from the at-fault driver. Your compensation will be reduced by your percentage of fault. Understanding this system is critical, especially in busy areas like Interstate 70 or near popular destinations such as the Gateway Arch in St. Louis.

2. How can I determine the full value of my auto accident claim in Missouri? 

To accurately assess the value of your claim, consider various factors such as medical expenses, rehabilitation costs, lost wages, vehicle repairs, and non-economic damages like pain and suffering. Working with a personal injury attorney experienced in Missouri auto accident cases can help ensure that you evaluate your circumstances accurately and seek appropriate compensation.

3. Are there any unique laws in Missouri I should be aware of regarding car accidents? 

Yes, Missouri law mandates that drivers maintain a minimum liability insurance coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident. Additionally, uninsured motorist coverage is strongly recommended to protect yourself in case of an accident with an uninsured driver. It’s important to be familiar with these requirements, especially when driving on interstates like I-44 and I-64 near metropolitan areas like Kansas City and St. Louis.

4. What is the statute of limitations for filing a car accident claim in Missouri? 

In Missouri, the statute of limitations for filing a personal injury claim is generally five years from the date of the accident, as outlined in Missouri Revised Statutes § 516.120. It is crucial to consult with a legal professional as soon as possible following your accident to ensure you meet this deadline and properly document your case.

5. What should I do if I’m involved in a hit-and-run accident in Missouri? 

If you’re involved in a hit-and-run accident in Missouri, gather as much information as possible about the other vehicle, including its make, model, color, and any distinguishing features. Report the incident to local law enforcement, such as the Kansas City Police Department if you’re in that area. You should also notify your insurance provider, as they may help you through your uninsured motorist coverage.

6. How can I find a qualified car accident attorney in Missouri? 

To locate a qualified car accident attorney in Missouri, seek law firms that specialize in personal injury, particularly those with a strong focus on auto accident claims. Research client reviews and ask for recommendations from friends and family. Many reputable attorneys in cities like St. Louis, Springfield, and Columbia offer free initial consultations, allowing you to discuss your situation without any financial commitment.

7. What should I know about dealing with insurance companies in Missouri? 

When interacting with insurance companies in Missouri, be mindful that their primary goal may be to minimize payouts. Stick to the facts of the accident and avoid speculating on fault. Be cautious when accepting settlement offers, as they may not adequately cover your damages. Consulting with an attorney before engaging with insurance representatives can help safeguard your rights and ensure you receive fair compensation.

If you’re unsure what to do next, speaking with a Missouri auto accident attorney can help you feel more confident and supported.

Reach Out to Local Accident Reports and Speak with a Missouri Car Accident Lawyer Today

If you’ve been involved in a car accident in Missouri, you don’t have to face this alone. We’re here to give you a hand.

Our goal is to connect you with skilled and experienced car accident lawyers in Missouri. They will understand the laws in your area and know how to fight for the compensation you deserve. You can reach out to us in the way that feels most comfortable:

• Speak directly with a member of our team at 1-888-657-1460
• Visit our website to start the process online: We offer the option to speak with an assistant right here through our chat service, making getting the help you need easier than ever.

We will connect you with a Missouri car crash lawyer who’s ready to support you. Remember, you don’t have to pay anything upfront to hire a lawyer. Don’t hesitate to seek the legal guidance you need. Call Local Accident Reports today.