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One Hurt in Three-Vehicle Crash on I-94 in Melrose, MN

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September 6, 2026
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Melrose, MN (September 6, 2026) – A three-vehicle collision occurred on westbound Interstate 94 near milepost 135 at about 1:30 p.m. on Friday, September 4. All three vehicles were traveling west when they came together on dry pavement.

Kristen Olive Setterberg Swanson, 57, of Roseville, was driving a 2023 Toyota Sienna. She was injured and taken to Melrose Hospital with non-life-threatening medical needs. Her 14-year-old passenger was not hurt.

Thomas John Fox, 69, of Rochester, was driving a 2016 Honda CR-V and was not reported harmed. Ashley Renee Hauff, 42, of Apple Valley, was driving a 2020 Hyundai Santa Fe with passengers Kameron Gene Hauff, 11, and Lucy Elaine Hauff, 6. None of the three required medical treatment.

The circumstances leading to the wreck remain under investigation. We hope Swanson has a swift and full recovery.

Why Can People in the Same Multi-Vehicle Collision Have Different Outcomes?

People involved in the same roadway emergency can experience very different forces. Vehicle size, speed, seating position, and the direction of contact can determine how much energy reaches each occupant.

Seat belts and airbags help limit movement inside the cabin and reduce contact with hard interior surfaces. Their effectiveness can vary depending on where a vehicle is struck, whether the passenger compartment changes shape, and how quickly the vehicle slows.

A three-vehicle sequence can also expose each car to a different amount of force. One vehicle may sustain greater frontal impact, while another experiences lighter side or rear impacts. Age, body position, and vehicle structure can further affect how someone responds physically, which helps explain why one occupant may need hospital care while others do not.

1Seek treatment promptly after being injured in an accident. Your first priority should always be your health. Many providers offer treatment on a lien basis, meaning you can get the care you need now and pay later when your claim is resolved.
2Before speaking with an insurance company, make sure you have the facts. An official police report is the most reliable record of what happened and can help establish liability An experienced attorney can assist you in obtaining this report and using it to protect your interests.
3Consider having your case reviewed by a qualified attorney who can guide you through the next steps. They will safeguard your rights and pursue the compensation you deserve.

Focus on your recovery and
let trusted professionals handle the rest

Local Accident Reports compiles incident information from official agencies and credible local sources. Early reports can change as investigations continue, and we update our coverage as new details are confirmed. If you have direct knowledge that something here is inaccurate, contact us at (888) 657-1460 and we will review and correct the record.

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Our thoughts are with everyone affected by this incident. At Local Accident Reports, our experienced editors and writers work continuously to gather and verify accident information from official and credible sources. If you need help getting a copy of your police report, call us today to find out how we can help.

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What to Do Next After a Serious Accident

After a tragic accident, it’s natural to seek as much information as possible. However, online reports are based on third-party sources and may not always provide accurate details. The official police report taken at the scene is the only report that can offer verified information to help you move forward.

Option 1: Request an Official Police Report

If you were involved in a serious accident or are the surviving family member of someone who was, you have the right to obtain the official police report. This report contains critical details that may help with insurance claims, legal action, or understanding what happened.

Option 2: Get Support & Resources

Coping after a tragic accident can be overwhelming. Help is available. Our organization connects individuals and families with local support services, including grief counseling and assistance with financial hardships.

Option 3: Free Legal Case Review

If you or a loved one were injured in a serious accident, speaking with an attorney can help protect your rights and maximize your compensation. A free case review ensures you understand your legal options with no obligation.

Our thoughts are with everyone affected by this accident. If you need help, don’t hesitate to take the next step.