Montgomery County, KS (June 17, 2026) – Two people lost their lives in a three-vehicle crash on County Road 3900 in Montgomery County on Monday afternoon.
According to the Kansas Highway Patrol, the wreck occurred at approximately 2:30 p.m. about half a mile north of US Highway 166. Investigators said a car driven by 37-year-old Michael Swanzy of Independence crossed the center line of the roadway.
After crossing into opposing traffic, Swanzy’s vehicle sideswiped a second car driven by a man from Oklahoma before striking a small transport bus head-on. Swanzy died from injuries sustained in the collision.
The driver of the bus, identified as 67-year-old Timothy Housel of South Coffeyville, also died as a result of the crash. The Oklahoma driver involved in the sideswipe was not injured.
The reason Swanzy’s vehicle crossed the center line has not been determined.
Investigators continue to work to establish the factors that led to the crash. Our sincere condolences go out to the families and loved ones of Michael Swanzy and Timothy Housel.
What Is Often Examined After a Cross-Centerline Collision?
Cross-centerline collisions are among the most serious types of roadway crashes because they frequently involve vehicles traveling in opposite directions. When two vehicles meet head-on, the combined forces can significantly increase the severity of injuries and vehicle damage.
Investigators commonly review roadway markings, weather conditions, visibility, vehicle condition, and driver actions before the collision. Evidence from the roadway, including tire marks and debris patterns, can help reconstruct vehicle movements leading up to the point of contact.
In multi-vehicle crashes, investigators also examine how each vehicle became involved and whether secondary impacts contributed to the outcome. Information from witnesses, onboard vehicle systems, and physical evidence may provide additional insight.
Rural roads can present unique challenges due to higher travel speeds, limited lighting, and long stretches without traffic controls. These factors are often considered when evaluating the circumstances surrounding a fatal roadway collision.
